We should totally go back to the "If you don't have cash in your wallet, you can't have it." Credit is the worst idea ever. Trading needs to be brought back, "Hey I'll give you this tv and $40 for that bigger tv." Rent to own is somewhat of a good idea, if you put a down payment and don't continue to pay we take it back.
until it come to things like college education or a car that need insurance to go to a job that makes you money.i say why are some paid six figures to work part of the week (congress) when other are working strenuousness jobs to make less than a livable wage no matter what the state stipulates. minimum wage should be set as a percentage of the top one percent, whereby if the top one percent make 250,000 a year minimum should be like 15 percent. just saying.