Expecting the Unexpected- Home Damage Preparation

Unfortunately, home improvements are not always planned. When you find yourself with unexpected damages to your home you just may be making some improvements that you did not budget for. If you have ever suffered through a strong storm, fire, or water damage to your home, you know exactly what I am talking about. If you have not suffered from any damages to your home as of yet, consider yourself luck but do not think it will never happen to you. Regardless of which category you are in, here are a few ways you should prepare for damages to your home because being prepared can save you time and money when disaster strikes.

Review Your Insurance Coverage

Many home owners buy a standard insurance package for their home and never bother to look deeper into what is covered and what isn’t. If you live in an area where flooding is a major concern, you should be sure that is covered. If mine subsidence is common in your area, check for coverage details in regards to damages incurred from subsidence. As a homeowner it is your job to consider what the most common issues are in your area and make sure you are covered for them. Don’t be afraid to ask questions!

Get Regular Home Inspections

Often times a simple repair to your home can prevent major future damage. Let’s imagine you live in St Louis, MO. High winds are a common issue in the area during the spring stormy season. Having a roof inspection done before the storms roll in will make sure you roof has the best chance of surviving what mother nature dishes out and luckily for you, several roofing companies such as FM Exteriors even provide free inspections before and after storm damage occurs to your home. Take advantage of complimentary storm damage inspections and keep your home in tip top shape.

Gather Damage Response Supplies

Even the very best maintenance on your home cannot prevent all damages from happening. Sometimes Mother Nature deals a mighty blow to your home and you are left to respond and recover. Sadly, many people do not prepare for these situations and are left scrambling when the unthinkable happens to them.
As a home owner, there are a few supplies that you should always keep on hand, especially in the peak of your stormy season wherever you live. Here are a few common supplies you should gather today and store in your home.

  • Bottled Water
  • Shelf Stable Food
  • First Aid Kits
  • Emergency Radios
  • Candles or Backup Generator
  • An Emergency Plan

In addition, you should also gather some supplies to reduce the damage your home suffers. Ordering a custom tarp for your roof is a quick and easy way to make sure that you can quickly cover roof damages and prevent and further water damage to your home. You should also keep some tape and plastic to cover and broken windows or small holes made in your home. Lastly, make sure you have access and tools to turn of the power and water in your home if you need to.
Although we never know when or where disaster may strike, taking the few simple steps outlined above will help you save time and money in the recovery process for your home while keeping your family safe.

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